Bank accounts, loans, bonuses… What changes from 1st September

Practically free admission for young people aged 18 to 24, who had already obtained a 70% reduction, was initially scheduled for the beginning of the 2023 school year but was brought forward by the Walloon government to 2022.

Unemployment and joblessness benefits

From 1 September, a long-term unemployed person will be able to withhold 25% of the allowance for three months if he finds a poor job or finds work in another Region, according to a royal decree signed last June. the Minister of Economy and Labor, Pierre-Yves Dermagne.

This measure is part of the government’s efforts to raise the employment rate. It had already been discussed within the inter-federal platform set up by Mr. Dermagne to find solutions to the lack of exchanges and inter-regional mobility with the other labor ministers. The economic benefit will be granted for three months and will be fully cumulative with the salary.

Entry into force of the Walloon plan against unoccupied housing

The Walloon plan against unoccupied housing comes into effect at the beginning of the school year. Specifically, the distribution network operators will be authorized to communicate to local authorities the consumption of some homes suspected of not being occupied, starting from 1 September.

On that date, a home is presumed unoccupied if it consumes less than 15 cubic meters of water per year or 100 kilowatt hours per year.

At the same time, the effectiveness of the cessation action will be strengthened by the establishment of the approval criteria as well as by the implementation of the approval procedure of the associations defending the right to housing. The judge of first instance, pronouncing as a precautionary measure, can therefore dispose, at the request of the administrative authorities, but also of an association, any useful measure to guarantee the occupation of housing within a reasonable time, provided it is approved by the government.

The latter will also fix the amount of the administrative sanction which will be between 500 and 12,500 euros per accommodation (depending on the length of the facade and the number of floors of the accommodation) for a period of 12 months without interruption of the ascertained holiday. at least three months.

Different school calendars

In French-language education, students no longer start the school year on September 1st, but on the last Monday of August. This school year is Monday 29th August. Likewise, the school year no longer ends on June 30, but on the first Friday of July. The next summer holidays will therefore begin on July 8, 2023.

In Flanders nothing changes for the moment. The school year starts on September 1st and ends at the end of June. The current timetable will also be maintained in the education system of the German-speaking community.

Flanders: a bonus for new teachers

Beginner teachers who are not yet in possession of the qualification will now be able to get a bonus from 1st September. They can get up to 3 hours of discount per week for teacher training, with full pay.

They will also be able to save these hours and group them during certain (exam) periods, when they are most needed. The school may appoint a replacement during these hours, according to the normal replacement rules.

Education in Flanders: no more minimum age for primary schools

From this school year, pupils under the age of 5 can already access primary school if they receive a favorable opinion from the class council or the School Guidance Center (CLB). Until now, children had to be at least 5 years old before they could attend primary education.

Furthermore, there is no longer a minimum age for obtaining the CEB. It used to be 9 years old. The certificate can also be issued during the school year.

More psychologists in schools

From this school year, psychologists will be able to offer group sessions to prevent children and teenagers from developing more severe mental problems.

External psychologists – not those from school guidance centers – will come to schools to work preventively on the mental health of children and young people.

Flanders: economic loans for restructuring

From 1 September it is possible to apply for a low-cost renovation loan with “Mijn Verbouw Lening”. Low- and middle-income people can borrow up to € 60,000 for renovations on favorable terms. In this way, the Flemish government wants to support the wave of restructuring necessary to achieve, among other things, the climate goals.

Applications can be submitted from September 1st, but invoices from July 1st of this year are eligible. The loan amount must be repaid over a maximum period of 25 years. The loan is interest-free as long as the statutory interest rate remains below 3%. If it exceeds it, there is a reduction of 3 percentage points. The interest rate is adjusted once a year.

The Flemish government also merges the energy and housing subsidies into the renovation grant. This application window opens on October 1st and should also make applications much easier. The “Verbouw Lening” can be granted to houses or apartments located in the Flemish Region and dating back at least 15 years.

Several banks eliminate negative interest rates

From 1 September Belfius will stop recording negative interests for its professional clients. “These negative interests did not apply to individuals. Their situation therefore does not change, ”adds Belfius.

In addition, ING will no longer charge negative interest rates for individual customers. The measure will also apply to legal entities in Belgium, with the exception of some specific cases.

KBC and CBC also announced the end, on September 1, of negative interest rates for legal entities and companies. However, nothing changes for individuals because KBC and CBC have never charged negative interest on their regulated deposits / savings accounts.

Closure of the last Rabobank.be accounts

The last Rabobank.be accounts will be permanently closed on September 1st. The savings accounts were already closed on 1 July. Dutch group Rabobank announced in June last year that it would be ending its Belgian operations – Rabobank.be – after the search for a buyer failed.

Any money still with Rabobank.be after the end of its activities will not, however, be lost. He will be transferred to the Caisse des Dépôts et Consignations (CDC) of the FPS Finances. It can be recovered there up to 30 years after the transfer (via the e-DEPO digital application).

The cystic fibrosis drug Kaftrio will be reimbursed for those over 12

From 1 September, Kaftrio, an expensive drug against cystic fibrosis, will be fully reimbursed for patients over the age of 12, confirmed the Inami, specifying that the patient will still have to comply with certain reimbursement conditions.

Several clinical studies show that the drug Kaftrio optimizes lung function, reduces the use of antibiotics and improves patients’ quality of life. However, the drug’s long-term efficacy and safety have yet to be confirmed. For this the Inami has granted a temporary refund, scheduled until 31 August 2025, to Kaftrio. At the earliest six months before the expiry of the agreement, an evaluation will be carried out in order to “evaluate the opportunity to extend the agreement and therefore the reimbursement”, reports the Institute.

Horeca: agreement between traders and operators on the consequences of the covid

The Horeca sector, the Belgian Brewers and the Belgian Federation of Beverage Distributors signed, on 1 July in Brussels, a document aimed at regulating the impact of the covid-19 crisis in the event of non-compliance by hotel and bar operators and the catering sector, supply quotas linked to commercial contracts stipulated with distributors. This agreement will enter into force on 1 September.

Most of the operators in the Horeca sector sign contracts with their beverage suppliers (distributor or brewery) which grant them discounts or other advantages, as long as they respect a certain supply exclusivity. These contracts are generally linked to the obligation to reach a certain volume of orders for goods (hectoliters of beer, for example).

But the containment measures of the covid period, which led to the total or partial closure of the Horeca sector, prevented most of the operators from reaching their supply quota. This may have led some suppliers to apply contractual clauses that provide for financial penalties against operators in the event of non-compliance with these quotas.

The agreement provides that failure to comply with the quotas during the covid period will never result in financial penalties by the brewers or merchants, provided that the Horeca operator has respected the exclusivity (e) of the beverage supply contract . However, the non-amortized part of the services remains the responsibility of the operator.

Beginning of the actual implementation of short sentences

The short sentence enforcement bill is online. The entry into force of the new system will take place in two phases: from 1 September all sentences ranging from 2 to 3 years will be carried out. From September 2023 it will be the turn of sentences of less than 2 years.

This provision concretizes the will expressed by the Minister of Justice to put an end to the non-execution of short sentences. Vincent Van Quickenborne had, however, rejected the application on several occasions for fear of aggravating the prison overcrowding.

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