The local initiative platform supports business creation, acquisition or development projects. Meeting with its president, Jean-Louis Malé.
The accreditation committee organized by the Local Initiative Platform (PIL) took place at the Chaurian headquarters of the Chamber of Commerce and Industry (CCI). The opportunity for a point with its president, Jean-Louis Malé.
What is the local initiative platform you chair?
The Local Initiative Platform is an organization whose vocation is to support and help the creation, acquisition and development of businesses, in this case for that of Castelnaudary in the territory of Western Audois.
Who is behind it?
GDPs were created in 1981, often at the initiative of the ICCs or chambers of commerce, but some may have another origin. In France, 200 GDPs are currently in operation.
Since when does it exist?
That of Castelnaudary was born in 2000 and has been operating continuously for 22 years.
Who are its members?
Its members are entrepreneurs, bankers, accountants, lawyers, business consultants and local authorities, all from Lauragais. They apply to the office and thus participate in the development and maintenance of the economic fabric of Western Audois.
What is its mission?
The committee received start-up or business acquisition project leaders who applied for zero-interest honorary loans as part of starting their business. The Local Initiative Platform supports the creation, acquisition and development of businesses in the region with interest-free loans, ranging from € 3,000 to € 25,000 under conditions, sponsorship and consultancy for the financial structuring of project leaders and companies with less than five years. It also monitors the companies it finances in order to increase their chances of success.
Who proposes you the projects you study?
The applicants’ files are collected by the ICC or the Chamber of Commerce or by the management shops. These members proceed to the constitution with the candidates of the presentation dossier.
How are the support, monitoring and advice to project leaders going?
When the application is complete, it is submitted for approval by the PIL, which receives and auditions the candidate. Then, in the plenary assembly, the GDP decides whether or not to grant the requested funds.
How many projects studied and how many selected this year and previous years?
Every year between 15 and 20 applications are accepted, 19 in 2021 and approximately 150,000 euros granted, for a total of approximately 1,500,000 euros of bank loans in 2022. To date, 14 applications have been accepted for 120,000 euros, for a total of 1,224,000 euros of bank loans. These data reflect the annual GDP activity of Castelnaudary and demonstrate, if necessary, its economic importance for our Lauragais. In addition, the permanent members of the PIL seconded by the Chamber of Commerce effectively monitor candidates and their projects. Regular management points are made and the project survival rate is around 95%.
How many projects have you supported this year at Lauragais?
Among the projects that received a favorable opinion on 19 July, we note in particular the acquisition of a hairdresser and the construction of a dairy in Castelnaudary, the construction of a park for climbing trees in La Pomarède, the acquisition of a bakery in Castelnaudary, the acquisition of a bakery in Belpech, the creation of a tea room in the town center in Castelnaudary and the acquisition of a sandwich shop in Labastide-d’Anjou. In 2021, the association granted 19 loans in the Lauragais area, allowing 41 jobs to be created or maintained.